Bihar Jeevika Membership 2025 – Full Application Process

Bihar Jeevika Membership 2025 – Short Notification

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Bihar Jeevika क्या है?

With the support of the World Bank, Bihar Jeevika is a state government initiative that aims to improve rural livelihoods and decrease poverty in the state। Self Help Groups (SHGs) of women in villages are formed by the project।

Jeevika provides rural women with access to:

• Microfinance (low-interest loan)

• Training for Skill Development

• व्यवसायिक अवसर

• Program for Employment Generation

• Connection to Banks and Government Schemes

The Advantages of Joining Bihar Jeevika

👉There are numerous financial and social advantages to becoming a Jeevika Sadasya.

👉 Bank loans with low interest rates are available to members for small business ventures, farming, and animal husbandry.

👉 Empowerment of Women: SHGs provide women confidence and financial independence.

👉 Develop your skills by receiving free instruction in crafts, food processing, poultry farming, tailoring, and other fields.

👉 Government Assistance: Close connection to central and state programs like PM Awas Yojana, Ujjwala Yojana, Ayushman Bharat, PMEGP, etc.

👉 Community Development: Self-Help Groups (SHGs) promote solidarity, troubleshooting, and independence.

👉 Income Generation: Members can launch small enterprises in industries such as agriculture, weaving, or dairy.

Qualifications for Membership in Bihar Jeevika

In order to join Jeevika, you must fulfill the following requirements:

✅ Residence: Bihar must be the permanent home of the individual.

✅ Gender: Female candidates are given preference.

✅ Age Range: 18–50 years old (the ideal age range).

✅ Family Income: Preference is given to families that are economically disadvantaged or below the poverty line (BPL).

✅ Occupation: Women from rural homes, widows, marginal farmers, and landless laborers are given preference.

✅ ID Proof: A voter ID, ration card, or Aadhaar card are required.

Documents Needed to Apply for Bihar Jeevika

The following paperwork must be submitted with your application to join Jeevika:

(For identification) Aadhaar Card

BPL Card or Ration Card (for confirming economic status)

Voter ID card (to verify age and citizenship)

Residential Certificate (provided by the local government or Gram Panchayat)

Photos the size of a passport (2–3 recent copies)

Details of the bank account (passbook copy)

Mobile number (for scheme updates and communication)

How to Join the Bihar Jeevika (Detailed Procedure)

Through village-level Jeevika groups, the process of becoming a member (Sadasya) of Jeevika is done offline. The following is how to apply:

1. Visit Your Local Jeevika Group as the First Step

• Jeevika has established Self Help Groups (SHGs) in every village in Bihar.
• Speak with the present SHG in your village, the cluster-level federation, or the Jeevika office in your area.

Step 2: Register for Membership

• Please indicate your desire to join Jeevika.
• Complete the SHG’s given membership form.
• Aadhaar, ration card, and photos are among the required documents that should be attached.

Step 3: Confirmation Procedure

• Your information will be checked by the Cluster Organization or Gram Sangathan.
• Families that are impoverished and economically disadvantaged are given priority.

Step 4: Approval of Membership

• Your application will be accepted following verification.
• The SHG will formally add you as a Jeevika Sadasya (Member).

Step 5: Take Part in SHG Events

• Participate in frequent group meetings.
• Participate in collective savings.
• Benefits like government connections, training, and loans are available.

Jeevika Member Loan Facility

• You can use SHGs to apply for microcredit loans when you join Jeevika.

• First Cycle Loan: For urgent necessities, a small loan of up to ₹10,000 is available.

• ₹25,000 is the maximum amount that can be borrowed for small business operations.

• Third Cycle Loan: Bank-linked loans of at least ₹50,000.

• Comparing interest rates to private loans, they are extremely inexpensive (7% or less).

Opportunities for Employment and Skill Development via Jeevika

You can participate in training programs as a member under:

• Community Kitchens: Didi’s Kitchen

• Support for Animal Husbandry (Pashu Sakhi)

• Krishi Mitra (livelihoods based on agriculture)

• Weaving and Textile Units

• Units for Food Processing

• Retail Stores and Small Businesses

Important Link

Questions and Answers (FAQs)

Q1: Who in Bihar is eligible to join Jeevika?

👉 Any rural woman over the age of 18, particularly from low-income or BPL families, is eligible to join.

Q2: Do guys receive membership as well?

👉 Although women make up the majority of enrolled members, men may occasionally join through family-based SHGs.

Q3: Does joining Jeevika require paying an application fee?

👉 No, there is no charge for membership.

Q4: What is the duration required to join?

👉 Usually two to four weeks after local Jeevika groups have verified it.

Q5: Are government programs open to Jeevika members?

👉 Members do receive preference in programs like as PMAY, Ujjwala, Ayushman Bharat, PM Kisan, and pension plans.

Conclusion

Joining the Bihar Jeevika Sadasya (Member) is a fantastic way to become independent, financially secure, and socially empowered. Over 52 lakh women have already benefited from the program, making it a successful example of rural change in Bihar. If you live in a rural Bihar home and would like to help your family’s financial situation, you should apply through your local Jeevika Self-Help Group. You only need a few essential documents, such as your residential proof, ration card, and Aadhaar card.